Fully Transparent Process!
Here’s how we help:
First, We help you find the exact vehicle you want, from the brand and model of your choice. Reaching out to participating dealers on your behalf.
Second, We negotiate all the figures on both the car you are buying and the car you are trading, in order to secure the best possible price.
Third, We help arrange the best financing or leasing options available, making sure you receive the lowest interest rate possible based on your situation.
And most importantly, we make sure the process is 100% transparent so you understand every step and every number involved.
We will also help guide you on how to protect your investment, explaining optional protections and aftermarket products that may help you safeguard your vehicle long term.
The Goal:
The goal is simple:
Make the process easy, simple, and stress-free.
Most of the work can be done electronically, and if needed, we can even pick you up to finalize the purchase. After you complete a credit application, We can have you sign at the dealer or email the paperwork to you to sign electronically. That simple and if you cannot pick up the car, we will bring it to you.
What we need from you:
If you are paid W-2, bring your last
paystub. If you are paid1099 or self-employed,
bring three months of bank statements, along
with at least a 10% down payment.
You will also need to provide proof of residence, such as a phone bill, cable bill, or electric bill with your name on the bill and address.
Additionally, we will need five references — people who do not live with you — including their name, address, phone number, and whether they are a friend, cousin, uncle, etc.
And importantly, you do not need a Social Security number to work with us. If you have an ITIN number, that will work as well.. At Agape Auto 3:16 financing and leasing is available for New and Used Vehicles for foreign nationals with no prior credit history in the US that are residents in the State of Florida.
We work with over 70 participating auto dealerships that are very happy to earn your business.
We also work with over 60 different finance institutions, credit unions and banks in order to help you get back into a car. Repo's ok, Discharged Bankruptcies ok, foreclosures ok, charge offs ok in other words we help people with no credit, little credit challenged credit and great credit. Stop taking an Uber or using the bus, We will get you approved on the right car.
Expert Automotive Consulting You Can Trust
With three decades of industry knowledge, we ensure clients get clear guidance and strong negotiation support. Our focused approach prioritizes your interests over dealerships, making car buying straight forward and pressure-free.
35+
Years of Industry Experience
15k+
Successful Client Negotiations
99%
Customer Satisfaction Rate
Trusted Industry Experience
Miguel Angel Iglesias "Mike" has over 35 years of dealership expertise dedicated solely to buyer advocacy. He has secured a team of loyal and honest sales staff.
Customer-First Approach
We work exclusively for you, focusing purely on your needs without dealership influence.
Strong Negotiation Support
We negotiate firmly on your behalf to secure the best possible price and terms.
PersonalizedGuidance
Our service provides honest, clear advice tailored specifically to your car buying situation.
